The calculator is quick and easy to use! You can use this app for calculations for New Home or Refinances for FHA, Conventional, Jumbo, Rural Development and VA loans. Affordability calculations can be done to determine what size of loan works for you. Enter a few parameters such as sales price, insurance and tax amounts and Seagrave Mortgage will calculate your monthly payments. The app handles all the details of calculating necessary Mortgage Insurance and required down payment amounts. When you are done with your mortgage loan calculation you can save the quote for later or contact a qualified mortgage banker from inside the app! A document scanner is included in the app.